calculate budget at completion
Budget at Completion (BAC) is the total planned budget for a project. It represents the total cost that was originally estimated for completing all project work.
Budget Health
Financial Ratios
Monthly Income Sources
Add all your monthly income sources including salary, freelance work, investments, etc.
Quick Add Common Income
Add Custom Income
Your Income Sources
Budgeting Guide
50/30/20 Rule
Allocate 50% for needs, 30% for wants, and 20% for savings and debt repayment.
Emergency Fund Priority
Build an emergency fund of 3-6 months of expenses before focusing on other savings goals. Start with $1,000 as your initial target.
Housing Costs
Keep housing costs (rent/mortgage, utilities, insurance) below 30% of your gross income to maintain financial flexibility.
Track Regularly
Review and update your budget monthly. Track actual spending against your budget to identify areas for improvement.
Pay Yourself First
Automate savings transfers right after payday. Treat savings like a non-negotiable expense to build wealth consistently.
Budget Health Indicators
Quick Money-Saving Tips
- • Cook meals at home instead of dining out
- • Cancel unused subscriptions and memberships
- • Use the 24-hour rule for non-essential purchases
- • Compare prices before making major purchases
- • Negotiate bills (phone, internet, insurance)
- • Use cashback apps and rewards programs